What is Personal Liability?

This coverage protects you against claims brought against you by others asserting that they were hurt or that their property was damaged by something you did or failed to do.

• Personal Liability coverage will pay the claim and your legal fees but only up to the limit of liability so you need to be sure that you have picked a limit that you are comfortable with but which you also can afford.
• This coverage protects you and your family members who live with you.
• A couple of other things you need to know are that 1.) there is often no coverage if the claims against you are related to the operation of an auto or arise out of business activities; and, 2.) there is often no coverage for injury or damage that is intentionally caused by you or the members of you household.