What deductible should I choose?
- That depends on what you think you can afford to pay out of your own pocket in the event of a loss. The deductible applies only to property damage to your home or to its contents.
- There is no deductible on the personal liability portion of the policy that covers you for claims brought by others.
- A policy with a $500 deductible will cost less than one with a $250 deductible. You need to figure out what would be the highest amount that you could comfortably handle.
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