The accident wasn’t my fault. Will I have to pay my deductible?

Regardless of who was at fault, you’ll pay a deductible for certain coverages. However, during the claim investigation, if the facts indicate there’s a chance to recover the damages from the person responsible for the accident, we’ll attempt to recover them, including your deductible. If we aren’t successful, you have the option of trying to recover the deductible on your own.