How is flood insurance purchased?

After a community joins the NFIP, a policy may be purchased from any licensed property insurance agent or broker who is in good standing in the state in which the agent is licensed. The agent will complete the flood insurance application, obtain the proper supporting documentation required, and determine the rates for establishing the flood insurance premium.

The steps to purchase flood insurance are as follows:

• Identify the flood zone in which the structure is located.
• Complete the flood insurance application.
• If required, obtain supporting documentation (i.e., elevation certificate, photos, zone determination).
• Submit the completed application, supporting documentation, and full premium to the insurer.

For a quote or more information, contact us at 973.627.5500.